Who we are
Luminous FX publishes Damwise Budget, a personal budgeting app. In this policy, “we” and “our” refer to Luminous FX. This policy covers Damwise Budget on iOS and Android, its browser-based development version, this information website, and correspondence you choose to send us.
For privacy questions or requests, email Luminous_FX@outlook.com. You do not need a Damwise login account to use the app or read this policy.
Your budget data
The app processes the information you enter to organise your budget: account and budget names, balances, deposits and other income, bills, due dates, bill references, goals, debt information, notes, settings, and financial history.
This information is processed locally. When you save a named budget, the installed app writes it to local app storage. The browser version stores named budgets in that browser profile’s local storage for the app’s website address. This information website does not contain a budget editor or receive your saved budget.
Damwise Budget does not upload your budget to a Luminous FX server or connect to your bank. It does not initiate bank transfers or pay bills. A planning “account” is an entry in your budget, not an online user account.
Please do not enter bank passwords, online banking credentials, full payment-card numbers, or other secrets into a budget. Use fictional information during development testing.
Purchases and store services
Apple App Store
Apple processes App Store payments and manages subscriptions. The iOS app asks StoreKit for product information and Apple-verified purchase status. This may include product and transaction identifiers, purchase or expiration dates, revocation or refund status, and subscription renewal status. The app uses this information to show prices and determine whether Full access is available.
The app does not receive your payment-card details or send your budget to Apple as part of a purchase. We may receive sales, refund, or financial reports made available to publishers by the app store; we do not use these to upload or reconstruct your budget. Apple handles its own account, billing, fraud-prevention, and store records under Apple’s privacy policy.
Google Play
Google Play billing has not yet been integrated into the Android app. The current Android build does not send purchase requests or receipt information to Google Play through a Damwise billing integration. If Play purchases become available, this policy will be updated to describe the actual purchase verification and data handling before that version is distributed. Google’s separate platform services are covered by Google’s privacy policy.
Restore Purchases restores eligible purchase access. It does not restore budget files. Store purchase records and refund requests are managed by the relevant store.
Permissions, help, and diagnostics
The current app does not request access to your camera, microphone, contacts, precise location, or advertising identifier. Chipworth’s help clips are prerecorded. Where playback is supported, they play from bundled or same-origin app assets; Chipworth does not listen to or record you.
We have not added advertising, behavioural tracking, analytics, or third-party crash-reporting services to the app. Apple, Google, your operating system, or your app store may separately process device or diagnostic information under their settings and policies. If you choose to submit feedback or a diagnostic report to us, we handle what you send as support correspondence.
When you contact us
If you email Luminous_FX@outlook.com, we receive your email address, the contents of your message, and any attachments you choose to include. We use this information to respond, troubleshoot, handle privacy requests, and maintain relevant support records.
Our support email uses Microsoft Outlook. Email providers process messages and related technical information to deliver and protect email. See Microsoft’s privacy statement.
Send only the information needed to explain your question. Please remove financial details from screenshots and do not send passwords, payment-card details, bank credentials, or a full budget file unless we have discussed a specific need with you.
When you visit this website
This is a static information website hosted on Cloudflare Pages. Cloudflare receives technical information needed to serve and protect the site, such as your IP address, browser or device information, requested page, and request time. Operational or security records are handled according to Cloudflare’s controls and policies.
We have not added advertising pixels, marketing analytics, forms, or cookies for tracking visitors. The site’s own code does not store information in your browser. Playing the optional soundtrack requests an audio file from this same website host. Playback begins only when you choose to play it; we do not add a third-party music player or track listening activity. Hosting services may use their own operational or security mechanisms. See Cloudflare’s privacy policy for its hosting and delivery services.
Following an external link opens another organisation’s service, which has its own privacy practices. Using an email link opens your chosen email app.
Saving, retention, and security
Saving is currently manual. Changes remain in the current app session until you save a named budget. Saved budgets remain locally until removed or the app’s data is cleared. Native saves can retain a previous recovery copy of the saved-budget collection; an interrupted save can also leave a temporary staging file. There is no automatic timed deletion of these local files.
Budget files are not separately encrypted by Damwise Budget. Protection depends on your operating system, device lock, browser profile, and backup settings. Protect access to your device and any copies you create. No storage or communication method can guarantee complete security.
We retain support correspondence for as long as reasonably needed to address the request, maintain relevant support records, or meet applicable legal obligations. You can request deletion of information held by us. Hosting and email providers may retain operational, security, backup, or legally required records under their own retention practices.
Device backups may contain saved app data, depending on your settings and the platform. Damwise does not currently provide its own cloud synchronization, and complete phone-backup restoration has not been verified. Do not rely on this development version as the only copy of important records.
Deleting data and making requests
Data on your device
Use Settings → Saved budgets to delete a named saved budget. This removes that entry from the current saved collection. It does not immediately erase every copy: an open working budget may remain in memory, the previous recovery collection may retain it, and independent backups may still contain it. Deleting a planning account can also leave archived financial history inside a budget.
- iPhone or iPad: deleting the app, rather than offloading it, removes its local app data. Separately review any device or cloud backups.
- Android: use the system’s app storage controls to clear Damwise Budget’s storage, or uninstall the app. Menu names vary by device. Separately review backups or restoration settings.
- Browser version: clear the browser’s site data for the address where you used the budget app. Clearing this information website’s data does not remove a budget saved at a different address.
These actions do not erase separately retained backups or copies you exported or sent elsewhere. A complete in-app erase workflow is still being prepared.
Information held by Luminous FX
Email Luminous_FX@outlook.com to ask about access, correction, deletion, or any other privacy rights available where you live, or to withdraw a permission you previously gave us. We may ask for reasonable verification so we do not disclose or delete someone else’s information. We may retain information where required or permitted by law and will explain a limitation that applies to your request.
We cannot remotely access or erase a budget stored only on your device. There is no Damwise online account to close. For store account data or purchase records, contact Apple or Google through their own account and privacy controls.
Children’s information
Damwise Budget is a personal finance planning tool for a general audience and is not directed to children under 13. We do not knowingly seek personal information from children under 13 through support or this website. If you believe a child has sent us personal information, contact Luminous_FX@outlook.com so we can review and remove it where appropriate.
Policy updates
We will update this page when our practices change and revise the effective date. If we add features such as online accounts, cloud storage, bank connections, analytics, or Android purchase verification, we will describe the resulting data handling before distributing those changes and provide any notice or consent required by law.
Questions about this policy can be sent to Luminous_FX@outlook.com.